+61 411-584-462

Best Mortgage Lenders for

Doctors and Medical Professionals

Evaluate your home loan with one of the best Mortgage broker.

Home Loans for Doctors

MORTGAGES FOR DOCTORS

Home Loans for Doctors and Medical Professionals

If you are a doctor, you may be able to get a house loan for up to 90% of the property value without having to pay Lenders Mortgage Insurance.

Home Loans for doctors have substantial advantages, such as lower interest rates that are not available to regular house loan applicants. As a result, medical professionals can save money and become home owners much sooner than they might have anticipated.

Our Mortgage Experts have extensive experience navigating loans for Doctors and Medical Professionals.

Waived LMI

Medical practitioners able to borrow up to 90% of the purchase price without paying lenders mortgage insurance (STLA), and up to 100% for clinic or business fit out.

Special Interest Rates

Medical practitioners can get discounted interest rates and save money on monthly payments and recurring fees.

Higher borrowing capacity

Borrow a higher percentage of the property's worth, start with a low investment, and expand your property possibilities.

Free Mortgage Guidance Session For Professionals

Your financial status as a doctor or medical professional may be unusual, with many lenders appreciating your profession’s high income potential and work stability.

Home loan discounts for doctors

Mortgage Approvals Can Be Fast & Easy

You may be eligible for home loan savings and LMI waivers as a registered practitioner. Our brokers work with a large number of lenders, many of whom have special loan policies for doctors.

Who Qualifies For This Loan?

Occupation

Doctors, nurses, pharmacists, and dentists (as well as allied health professionals such as physiotherapists, occupational therapists, and speech pathologists) are all eligible.

Registration

Relevant qualification needs to be verified via Australian Health Practitioner Regulation Agency (AHPRA) website and subject to individual eligibility lists by lender.

Occupation

Medical practitioners able to borrow up to 90% of the purchase price without paying lenders mortgage insurance (STLA), and up to 100% for clinic or business fit out.

Home Loan Services For Doctors

Talk to a home loan Expert

You may find that trying to navigate the complexities of your home loan agreement and making heavy interest payments every month can be stressful. Talking to a Home Loan Specialist may simplify things and potentially free you some additional funds. 

Pre-Approval

Our Mortgage Brokers can help you get pre-approval for a home loan so you may bid with confidence, knowing your finances are in order.

Home Loans

Get the best Home Loan you can with expert lenders who model the Home Loan around your needs.

Refinancing

Refinancing can help you get better interest rates on your home loan and make quicker repayments.

No LMI Home Loans

Avoid paying the LMI when you are taking more than 80% of the Property Value as a loan, talk to use today.

Property Wealth Planning

If you are a doctor or a medical practitioner, our experts will design a customised property wealth plan to chart your course to success.

A BIT ABOUT COMPANY HISTORY

We Are Trusted Mortgage Experts Since 2001.

Smart Mortgage Finances is built on the qualifications and over 22 years of Nick’s financial experience. As a mortgage broker in the Hills District, we are committed to finding the right mortgage with the maximum possible savings passed to the clients.

The personalized study of the individual’s financial profile, together with offers from over 30 lenders, allows us to obtain a high degree of success in providing the tailored solution.

If You Need Help, Get A Consultation

FAQ

General Question

As a professional in your field, you appreciate the advantages of specialisation in a medical context. The same is true for your financial situation. When arranging financing, structuring debt, and selecting the correct product, it pays to engage with an experienced, professional mortgage broker.

We Are One of Australia’s Reliable and Trusted Home Loan Service Providers

16 Arnold Place, Glenwood NSW – 2768

Phone: +61 411-584-462 | Email: info@smartmortgagefinance.com.au

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Credit Rep Number – 517750 |  ABN – 30620735748